Terms & Conditions

By accessing and/or using these web pages of Ray A. Gapuz Review System referred to as "RAGRS", at the URL/domain name https://www.raygapuzreviewsystem.com (the "Site"), you, as a user of the Site, hereby accept and agree to abide by the "RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use".


If you do not agree with any of the above, please discontinue your use of the Site.


RAGRS Terms and Conditions of Use


  1. By accessing the Site, you agree to comply with and observe all applicable laws, regulations and directives including without limitation the laws of the Republic of Philippines in connection with your access to, and use of, the Site.
  2. You shall also be solely responsible for the set-up, configuration or compatibility of your hardware, equipment and software for access to the Site and you shall provide at your own expense all facilities or resources necessary for such proper access. Without prejudice to the foregoing, you shall not create any circumstances whereby other users are affected in their access to, and use of, the Site.
  3. You agree not to use the Site to send, post, promote or transmit on any place on the Site, any message or material that is unlawful, harassing, libelous, defamatory, abusive, threatening, harmful, hateful, vulgar, obscene, profane, threatening, racially or ethnically offensive or otherwise as determined by RAGRS in its sole discretion to be objectionable. In this regard, please note that any material that:

    (a) depicts nudity or genitalia in a manner calculated to titillate;
    (b) promotes sexual violence or sexual activity involving coercion or non-consent of any kind;
    (c) depicts a person or persons clearly engaged in explicit sexual activity;
    (d) depicts a person who is, or appears to be, under 16 years of age in sexual activity, in a sexually provocative manner or in any other offensive manner;
    (e) advocates homosexuality or lesbianism, or depicts or promotes incest, pedophilia, bestiality and necrophilia;
    (f) depicts detailed or relished acts of extreme violence or cruelty; or
    (g) glorifies, incites or endorses ethnic, racial or religious hatred, strife or intolerance is prohibited. RAGRS reserves the right to delete any such material from the Site.

  4. Without limiting the generality of the foregoing, you are prohibited from any of the following actions while using the Site:

    (a) posting any unlawful, libelous, threatening, abusive, disruptive, or obscene material or message in violation of the rights of any person or which constitute a criminal offense, or otherwise violate any local, state, national, or international law;
    (b) uploading or reproducing any information protected by any intellectual property right without obtaining permission of the relevant intellectual property right owner. Only public domain files, and files which the relevant intellectual property right owner has given you express consent to copy and redistribute online or otherwise, may be uploaded to the Site, including any software files or libraries;
    (c) uploading files containing computer viruses or other disruptive programs;
    (d) engaging in abusive behavior while in chat rooms. Such abusive behavior includes but is not limited to obscene, racist, and other offensive language, harassment of other members, or purposefully disrupting the Site through means such as scrolling and impersonating another member;
    (e) acquiring or attempting to acquire passwords, financial or personal information from members; (f) using an obscene or offensive handle or name;
    (g) engaging in actions designed to disrupt a chat or otherwise reduce other members' enjoyment of the Site; or
    (h) violating any terms, rules or policies which are posted or otherwise made available or communicated to you in any manner.

  5. You are also prohibited from using the Site for:

    (a) the furtherance of games and lotteries unless licensed under applicable laws; (b) horse racing analysis, commentaries or tips for the purposes of gambling; (c) advertising or promoting astrology, geomancy, palmistry or fortune telling devices;
    (d) prostitution or other immoral activities;
    (e) professional advice or specialist consultancy services where such services are offered by persons with qualifications recognized by the relevant professional bodies in the relevant jurisdiction; or
    (f) broadcasting films, video or sound recordings unless approved by the relevant authorities or government bodies. You shall also not use the Site to propagate, promote or discuss political or religious issues which may incite political or racial disharmony.
    (g) Service is intended only for access and use by individuals at least eighteen (18) years old. By accessing or using Service, you warrant and represent that you are at least eighteen (18) years of age and with the full authority, right, and capacity to enter into this agreement and abide by all of the terms and conditions of Terms. If you are not at least eighteen (18) years old, you are prohibited from both the access and usage of Service.

  6. All contents of the Site including, but not limited to the text, graphics, links and sounds are the copyright of RAGRS or its licensors. Although RAGRS authorizes you to view and access the contents of the Site solely for your personal and non-commercial use, you may not otherwise copy, download, distribute, display, perform, adapt, modify, publish, create derivative works from, decompile, reverse engineer or otherwise deal with in any way all or any of the contents of the Site without the prior written consent of RAGRS.
  7. Where expressly provided for by RAGRS on the Site, some contents on this Site are available for download by you (the "Downloadable Content"). RAGRS hereby grants you a non-exclusive, limited, non-transferable, royalty-free right to download the Downloadable Content for your personal and non-commercial use only. You shall not sub-license, distribute, adapt, modify, create derivative works from, decompile, reverse engineer the Downloadable Content without the prior written consent of RAGRS.
  8. The processing of the payment, their delivery and provision shall be subject to a separate set of terms and conditions from these RAGRS Terms and Conditions of Use.
  9. When accessing the website for Ray A. Gapuz Review System, it is important to note that the possession, distribution, circulation, importation, or other dealing with the products available on the site may be subject to the laws and regulations of some countries and jurisdictions. As a user, it is your responsibility to ensure that any such dealings with the products are in compliance with all applicable laws and regulations of the relevant countries and jurisdictions. This includes licensing, intellectual property, taxation, revenue, customs, import and export control laws of such relevant countries and jurisdictions. It is important to observe all such laws and regulations to avoid any legal issues. The website offers various resources and courses to help nursing students pass their board exams and become successful in their careers.
  10. It is important to note that RAGRS makes no guarantee, endorsement, representation, term, or condition of any kind, express, implied, or statutory that the products advertised, provided, and/or made available on the site, including the downloadable content, are of good title, correspond with description, merchantable, of satisfactory fitness, or quality for any general or particular purpose. All products made available to you shall be the subject matter of a separate contract between yourself and RAGRS.
  11. The site and its available materials and information, including the downloadable content, are provided on an 'as is' and 'as available' basis. Please keep in mind that the Ray A. Gapuz Review System is a corporation duly registered by the government and was founded by Ray A. Gapuz, RN, MAN, a Filipino nurse, and a topnotcher in the Philippine Nursing industry. The website offers various resources and courses to help nursing students pass their board exams and become successful in their careers.
  12. The site and its available materials and information, including the downloadable content, are provided on an 'as is' and 'as available' basis. The website offers various resources and courses to help nursing students pass their board exams and become successful in their careers.
  13. Prohibited Uses


    You may use Service only for lawful purposes and in accordance with Terms. You agree not to use Service:

    0.1. In any way that violates any applicable national or international law or regulation.
    0.2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
    0.3. To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation.
    0.4. To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity.
    0.5. In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.
    0.6. To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of Service, or which, as determined by us, may harm or offend Company or users of Service or expose them to liability.

    Additionally, you agree not to:
    0.1. Use Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party's use of Service, including their ability to engage in real time activities through Service.
    0.2. Use any robot, spider, or other automatic device, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service.
    0.3. Use any manual process to monitor or copy any of the material on Service or for any other unauthorized purpose without our prior written consent.
    0.4. Use any device, software, or routine that interferes with the proper working of Service. 0.5. Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
    0.6. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.
    0.7. Attack Service via a denial-of-service attack or a distributed denial-of-service attack.
    0.8. Take any action that may damage or falsify Company ratings.
    0.9. Otherwise attempt to interfere with the proper working of Service.

  14. Please note that any software downloaded from the Site (including the Downloadable Content) is at your own risk and RAGRS neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of the Site.
  15. RAGRS does not guarantee that any emails sent from the RAGRS Site will be received by you or received by RAGRS if sent by you nor does RAGRS warrant the privacy and/or security of emails during Internet transmission.
  16. RAGRS controls and maintains the Site from the Republic of the Philippines and RAGRS makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions.
  17. Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by RAGRS from the Site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with the RAGRS Privacy Statement.
  18. In respect of any information or materials which you submit to RAGRS using the Site, you agree that such information or materials are non-proprietary and non-confidential and grant to RAY A. GAPUZ REVIEW SYSTEM, companies within the RAY A. GAPUZ REVIEW SYSTEM group and its affiliates, a word-wide perpetual licence without charge to use such information or materials for any purpose it deems necessary, including without limitation, the copying, transmission, distribution, broadcast and publication thereof, unless restricted by applicable law. In addition, you hereby grant to RAGRS, companies within the RAGRS group and its affiliates, a word-wide perpetual right to use, without any compensation to you, any ideas, concepts, know-how, or techniques contained in any information or materials submitted to RAGRS for any purpose whatsoever, including without limitation, developing, manufacturing, and marketing products using such information or materials. RAGRS shall also be entitled to make use of, to publish and to make available, in any way, any demographic and statistical data it collates from your usage of the Site.
  19. You agree that RAGRS shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using the Site unless agreed otherwise in a separate direct contract between you and RAGRS or as required by law.
  20. The Site may contain links to other websites (the "Linked Sites"). The Linked Sites are not under the control of RAY A. GAPUZ REVIEW SYSTEM and RAY A. GAPUZ REVIEW SYSTEM is not responsible for the contents of any Linked Sites, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. RAY A. GAPUZ REVIEW SYSTEM is not responsible for webcasting or any other form of transmission received from any Linked Site. RAGRS is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by RAGRS of the web site or any association with its operators. You are responsible for viewing and abiding by the terms and conditions, privacy statements and other legal notices posted at the Linked Sites.
  21. By accessing and/or performing transactions on the Site, you are deemed to be a "user" of the Site. These RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use are applicable to the Site, but not necessarily to other RAY A. GAPUZ REVIEW SYSTEM web sites on the World Wide Web. When leaving the Site, please read any terms and/or guidelines of use applicable to such web sites to ensure you agree with the terms and/or guidelines of use applicable to that website. RAGRS may terminate or suspend your access to and use of the Site at any time, without liability and for whatsoever reason or cause, without notice.
  22. RAY A. GAPUZ REVIEW SYSTEM reserves the right in its discretion to modify without prior warning or notice these RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use and any information or material contained on the Site, including, without prejudice to the generality of the above, revisions, amendments, alteration of prices, withdrawals and discontinuations of any Product at any time and at the sole discretion of RAGRS or the participating merchants. You agree that your continued use of the Site after such modification shall constitute an affirmative acknowledgement by you of the modifications and agreement by you to abide and be bound by such modifications. As such, RAGRS recommends and advises you to visit this web page to review the prevailing RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use on the Site.
  23. In case of any conflict or inconsistency between these RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use and any other terms or legal notices posted on the Site or otherwise applicable between the parties in relation to the Site, the documents shall prevail in the following order:

    (a) Privacy Statement;
    (b) Terms and Conditions of Use.

  24. These RAY A. GAPUZ REVIEW SYSTEM Terms and Conditions of Use are governed by the laws of the Republic of Philippines and any dispute arising out of or in connection with it shall be subject to the exclusive jurisdiction of the courts of the Republic of the Philippines.
  25. Save for in relation to clause 27, parties agree that the application of the Contracts (Rights of Third Parties) Act 2001 is hereby excluded.